With the credit crunch and fall out from it, being prudent is not a luxury, it has become a necessity. Unlike the banks and the other financial institutions that can be baled out by governments, the business person, when they make a mistake usually have the rug pulled sharply from underneath them and the business goes down the pan.
A very high of perfectly good small businesses go bust within their first year of trading because they have been underfunded right from the off. They have this misguided view that their business idea is so good that it cannot possible fail and when it does start to flounder the solution is always just around the corner. This spiral of self delusion has seen many a good business idea bite the dust.
So what is the answer? A realistic business plan should be drawn up for a 3 year period and the figures you input must be achievable - there is no point in thinking that your sales are going to increase by 50% each year unless you can justify it. The capital you require to start your business and keep it going until the sales start rolling in, should be sufficient to get you through any bad patches that may occur. It is best if you can raise the money yourself without having to borrow from friends and/or family. Strange things can happen to even the most rational people when lending money is concerned. In this financial climate I think you would have a difficult time to get a loan from the banks as they are not even lending to each other so unless you have solid gold guarantees, you will struggle from the outset. The best advice would be to do as much research into your type of business as possible and hang fire until you can afford to fund it your self.
This site has been created specifically for the small business person in mind who has a limited budget. We all come from a business background and have been through the elation of successful businesses and the tribulations of failed ones - so we know what we are talking about. To have a web presence today is no longer a luxury purely for the super wealthy companies', it is a necessity for all businesses, small and large. The major stumbling block that businesses come across is the plethora of web companies out there who promise you the moon while charging you the earth and you end up with a site you do not like from an aesthetic viewpoint and don't need from a functionality one.
Our ethos regarding sites is to keep them stylish yet simple, and to tailor them to the needs of each client. There is no point paying thousands for a database when, for the moment, an Excel Spreadsheet would do just as well. You can always upgrade when the money starts coming in at a later date. I have seen loads of small businesses that have paid out a small fortune for a site that simply does not meet the needs of their business as it currently stands.
What makes us unique? We have no hidden charges at all and have only one price structure which is shown below:- Design and set up of site £75:00 (one off payment) We also manage your site for you leaving you to run your business. The £7:50 management fee is an introductory offer. Give us a call on 07727054285 or email iain@smartsitesuk.com to discuss your requirements. There is no obligation at all or long term contracts. We look forward to hearing from you. The SmartSitesUK Team |
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